Terms and Conditions

Trading Program & Website Use Terms and Conditions

  1. Introduction

1.1 The terms and conditions in this agreement apply to and between you, the User of this Website and T4TCapitalFM. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of the Website and our service. If you do not agree to be bound by these Terms and Conditions, you should stop using the Website immediately. Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using this website and service operated by T4TCapitalFM (“us”, “we”, or “our”).

1.2 In this Agreement “you” and “your” refer to users and prospective users of our website, “we”, “company”, “us” and “our” refer to T4TCapitalFM and “Service” refers to the services provided by us. “Parties” and “Party” refers to both users and us, or either the user or ourselves respectively. All terms refer to the offer, acceptance, and consideration necessary to undertake the process of our assistance to our customers in the most appropriate manner, for the express purpose of meeting the customer’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, prevailing laws. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

1.3 Any and all use of our services is subject to this Agreement, which may be updated by us from time to time without prior notice to users of our website and/or service. Any change of terms shall be binding and effective upon posting of the revised Agreement on our website. In addition to this Agreement, specific services or information contained within this website may be subject to additional posted terms or guidelines applicable to such services. All such terms or guidelines are hereby incorporated by reference into this Agreement.

1.4. By using www.T4TCapitalFM.com (the “Site”) or any of our services (“Services”), you agree to follow and be bound by these Terms of Services (the “Terms of Services”) and agree to comply with all applicable laws and regulations.

  1. Age Restriction

2.1 This Site is offered and available to users who are 18 years of age or older. By agreeing to these Terms and using our service, you represent that you are of legal age to use the website.

2.2 This age restriction may differ from country to country. By using this Site and our application, you represent and warrant that you are of legal age within your jurisdiction or country to form a binding contract and meet all the foregoing eligibility requirements.

  1. Unauthorised access

3.1 It is unlawful to try and gain unauthorised access to this site, its servers, or any computer or database connected to this Site. You must not attack this site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you will be committing a criminal offence. In the event of such a breach, your right to use this Site will cease immediately. We will report any such breach to the relevant law enforcement authorities.

3.2 We will not be liable for any loss or damage caused by a distributed denial-of- service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of our Site or to your downloading of any material posted on them, or on any website linked to them.

  1. Our Services/Process

4.1 The T4TCapitalFM website (www.T4TCapitalFM.com) provides a platform and tools for simulated trading on the FOREX market or trading with other instruments on other financial markets. The website also provides access to applications made available by T4TCapitalFM and other third parties. The simulated trading can be used by users as an educational tool or as an ancillary service.

4.2 Our Funding Challenge and Trading Platforms are CURRENTLY available as a Demo account (simulator) and not a real live trading platform. We assume no responsibility or liability in connection with any attempt to use your Challenge Account for reasons we do not support (including trying to trade real live accounts).

4.3 You acknowledge that any trading that you perform through the Funding Challenge is not real. Funds provided to you during the Funding Challenge are simply for trading on a Demo trading account and you have no right beyond the scope of their use within our service. You are not entitled to those funds, and they will not be used for real live trading. Unless expressly agreed otherwise and in conjunction with our Funded Trader Agreement, you will not be paid any remuneration or profits based on the results of your simulated trading, nor will you be required to pay any losses.

4.4 Our services for FX, Metals, Commodities, Indices and CRYPTO are all only quoted 24/5. Although you can hold positions over the weekend we offer no pricing, thus meaning you cannot open, close, or modify any positions from Friday market close until Sunday market open.

4.5 Due to the fact we are trading on live servers however non execute, all trading experience will be that of live conditions. This means you may experience positive or negative slippage. If you are holding positions over the unquoted weekend period positive or negative slippage may occur and be significant.

  1. Order Process

5.1 To process an order for the service, the user must first register to gain access to the dashboard. From here, the user may choose to Open a new Funding Challenge account.

5.2 If the user successfully purchases a new account, their account details will be accessed from the dashboard.

5.3 The user can download the MT5 desktop platform via the dashboard.

  1. T4TCapitalFM Funded account

6.1 T4TCapitalFM shall provide the Customer with access to a trading account (the “T4TCapitalFM Account”), which will be used with the MT5 Platform as part of the Services. The T4TCapitalFM Account will be activated when the user places their first trade.

6.2 Access to the T4TCapitalFM Account is protected by login data that T4TCapitalFM will display in the Client dashboard and or via email.

6.3 The Customer shall not make available or provide the login data to the T4TCapitalFM Account, the Trading Platform, or the Client Dashboard to any third party. The Customer is responsible for the protection of login data and the T4TCapitalFM Account and for all activities that are performed through the T4TCapitalFM Account or the MT5 Trading Platform. T4TCapitalFM shall not be liable, and the Customer is not entitled to any compensation, for any misuse of the T4TCapitalFM Account, MT5 Trading Platform, or any part of the Services and for any negative consequences thereof for the Customer, if such misuse occurs for any reasons beyond the control of T4TCapitalFM.

6.4 The Customer acknowledges that the Platform is fully provided by T4TCapitalFM for use as their trading platform. The contractual terms and conditions and privacy policy of the provider apply to the use of the Trading Platform.

6.5 All data provided by the Customer to T4TCapitalFM must be complete, true, and up to date. In the event of any change in the Customer’s data, the Customer must immediately send a notification to T4TCapitalFM from the Customer’s registered email address; the notification must be accompanied by documents evidencing the change, if applicable. The Customer is responsible for all the provided data being always accurate and up to date; T4TCapitalFM is not obligated to verify the data.

6.6 The T4TCapitalFM Account and the Services may not be always available, such as during maintenance, upgrades, technical errors, or for any other reason. T4TCapitalFM shall not be liable, and the Customer is not entitled to any compensation.

6.6.1 for the unavailability of the T4TCapitalFM Account, the Dashboard, or the MT5 Trading Platform,

6.6.2 for any damages or loss of any data or other content that the Customer uploads, transfers, or saves via the T4TCapitalFM Account, the Dashboard, or the MT5 Trading Platform,

6.6.3 or for any T4TCapitalFM’s interventions or alterations in the Customer’s T4TCapitalFM Account requested by the Customer.

6.7 The Customer is not entitled to any compensation, and it is entirely at the discretion of T4TCapitalFM whether compensation is provided to the Customer and in what form or amount; provided however, the limitation of liability within the meaning of Clause 11 is not to be affected thereby.

6.8 In order to use the Services, the Customer must obtain the appropriate technical equipment (smart phone, laptop, or desktop PC) and software, including third-party software (e.g., software/operating system for the use of the MT5 Trading Platform), at the Customer’s own risk and expense.

6.9 T4TCapitalFM does not warrant or guarantee that the Services will be compatible with any specific equipment or software. T4TCapitalFM provides no warranty as to the compatibility of the Services with any device, program, or add-on.

  1. Responsible Trading Policy

7.1. At T4TCapitalFM we support responsible traders who show a talent for Trading. We do not support traders looking to cheat the system, or who trade with a gambling “all-or-nothing” mentality. We therefore have a Responsible Trading Policy for Traders to abide by.

7.2. Traders must abide by the following General Trading Rules:

7.2.1. It is prohibited to:

(a) Use prohibited Trading Strategies which exploit errors in the service such as errors in the display of prices or delays in their update, including but not limited to; any HFT trading, latency arbitrage, news straddling, stop order arbitrage, martingale strategy etc.

(b) Perform Trades using an external or slow data feed.

(c) Perform alone or in collusion with other persons combinations of trades, for example simultaneously entering opposite positions on different accounts, or multiple traders placing the same trades.

(d) Use “Challenge passing” services or account management services.

(e) Breach the Terms and Conditions of the Provider or Trading Platform.

(f) Use any software, artificial intelligence, high-speed or mass data entry which might give you an unfair advantage.

(g) Otherwise perform trades in contradiction with how trading should be performed in the financial markets, or in a way which causes T4TCapitalFM Financial harm.

7.3. Traders must abide by the following Risk Management Rules:

7.3.1. To protect our capital and help our traders succeed we have an automated risk management system that limits the level of risk you have in the market. Your positions will be closed out immediately if:

(a) a trader opens positions that exceed 5% risk of the account equity, the positions that exceed the 5% limit are closed out and the trader is notified of the soft breach. They can continue to trade.

(b) the total open risk is above 5%. It closes out the most recent position, and the trader is notified of the soft breach. They can continue to trade.

(c) Trading with no stop loss or using a stop loss that is not valid.

A Valid Stop Loss means your Stop Loss must be within your ‘Risk Available’ that can be found on your Trader Dashboard.  In short if your Stop Loss is triggered it must not come below the ‘Risk Available’ or the Maximum Fixed Drawdown Limit Level. This is calculated for you at all times on the Trader Dashboard.

(d) There can be on occasion faults in our risk management system that allows you to place open positions without a stop loss order attached. If T4T management discovers this error and warns you about opening further positions without a stop loss, and the trader persists to do so, this will be considered a hard breach and the account will be closed.

(e) Traders can trade and hold positions over the weekend. T4T Management at its discretion can halt all trading, on any day of the week, due to ‘unforeseen highly volatile international events’. In this case, T4T management will notify you via email & dashboard alerts about the trading halt.

7.4. Traders must abide by the following Automated Trading Rules:

7.4.1. Traders may use EAs on the Funding Challenge accounts as long as the EA is in line with our General Trading Rules found in Clause 7.2 and our Risk Management Rules found in Clause 7.3.

7.4.2. Traders may use copy trading EAs to copy from internal and external accounts.

7.4.3. It is prohibited to use MQL5 signal services or to directly copy trades from another T4TCapitalFM Trader.

7.4.4. As per Section 7.2. General Trading Rules, it is fully prohibited to use any high-frequency trading (HFT) strategy or to use any e-trading protocols to execute positions on your account, these include but are not limited to placing trades by:

(a) API .Net

(b) FIX/API protocol

(c) ITCH Market Data protocol

7.5 It is strictly prohibited to use ‘Martingale Trading Strategies’, or any variation thereof. All traders must refrain from employing such strategies, as they pose significant risks. If it is discovered that a trader is utilising this strategy, their accounts will be promptly terminated.”

7.6 If the Trader breaches any of the Rules within this Section 7, T4TCapitalFM reserves the right to terminate the Account with immediate effect and No Refund will be issued.

7.7. T4TCapitalFM reserves the right to Terminate any accounts which T4TCapitalFM has reasonable suspicion of wrongdoing. No refund will be issued.

  1. Challenge Accounts

8.1. 1-STEP FUNDING Challenge

8.1.1. 1-Step Funding Challenge Details

8.1.1.1. Fees

8.1.1.1.1. Accounts are available in USD only. Account sizes and fees are fixed and once the trader pays the fee the account is issued.

1 – Step Funding Evaluation
Account SizeFee (USD)Reset Fee (USD)
$25,000$125$100
$50,000$250$200
$100,000$500$400
$250,000$1,250$1,000
$500,000$2,500$2,000
$1,000,000$5,000$4,000

8.1.1.1.2. This is a one-time fee. There are no monthly subscription fees.

8.1.1.1.3. Fees are non-refundable once a trade has been placed on the account.

8.1.1.2. Rules & Limits

(a) Maximum Daily Drawdown

During any Trading Day the Customer’s account equity cannot drop by more than 5.0% of the Closing Balance of the previous Trading Day. This is known as the Maximum Daily Drawdown.

For example, if a trader’s previous Trading Day’s closing balance is $103,000, their account equity cannot drop below $97,850 within the following Trading Day as this would be a loss greater than 5.0% of $103,000 ($5,150).

(b) Maximum Fixed Drawdown

The account equity of the Customer’s T4TCapitalFM Account may not fall below 8.0% of the account balance at the start of the Challenge Phase. This is known as the Maximum Fixed Drawdown.

For example, a trader bought a $100,000 account, their equity cannot ever drop below $92,000.

Should you make a profit during the first week the maximum loss drawdown remains static at 8% from your starting balance.

(c) Inactivity Rule

If your account is inactive for 30 days it will be automatically suspended.

That means you need to have either made a trade or placed an order in the market (it doesn’t need to have been executed).

If you do not inform us within 10 days of the suspension of the reason for the inactivity, the account will be permanently closed with no refund available.

This rule is to prevent us having thousands of inactive abandoned accounts. If you are planning to be away for a prolonged period of time, please inform us and we will make sure your account continues.

(d) Responsible Trading Policy

The trader must not breach any rules set out in the Responsible Trading Policy, Section 7. This includes:

i.) 7.2. General Trading Rules

ii.) 7.3. Risk Management Rules

iii.) 7.4. Automated Trading Rules

8.1.1.2.1. Breaking the Maximum Daily Drawdown, the Maximum Fixed Drawdown or the Inactivity Rule will result in account termination.

8.1.1.2.2. T4TCapitalFM. reserves the right to change the rules for Funding Challenge Accounts at any time. Any changes will not be made retrospective of the account you signed up for.

8.1.1.2.3. If we discover later that you have breached any of our terms and conditions, we reserve the right to terminate your account. In the event this happens, you will not be entitled to a refund.

8.1.1.2.4. If we discover that a trader who has passed the Challenge has locked in profits without a stop loss attached to any position OR they exceeded the maximum open risk limits with massive stop loss orders, their entire Challenge is void and deemed a failure. 

8.1.1.3. Targets

(a) Profit Target

To complete the 1-Step Challenge and move to funded status, the trader must achieve a total profit of 10.0% of the initial account capital with all positions closed, they must have traded for a minimum of 5 days, their biggest day profit cannot be greater than 50% of their total profits, and without breaking any rules set out in 8.1.1.2.

(b) Trader hits the profit target, but their biggest day profit exceeds 50% of total profits made.

If a trader hits the profit target but their biggest day profit exceeds 50% of their total profits made, they can do one of two things:

  1. continue to trade until their biggest day profit is less than 50% of their total profits or
  2. they can choose to start the Challenge again free of charge.

(c) Time Limit

The trader has unlimited time to complete the Challenge.

8.1.2. 1-Step Funded Status Details

8.1.2.1. Rules & Limits

(a) Maximum Daily Drawdown

During any Trading Day the Customer’s account equity cannot drop by more than 5.0% of the Closing Balance of the previous Trading Day. This is known as the Maximum Daily Drawdown.

For the live accounts there are two outcomes:

  1. If a trader hits the Maximum Daily Drawdown and by doing so their account is in the RED (below the starting balance) the account is closed. (The reason for this is to deter traders from loading up as soon as they get their live account).
  2. If the funded traders account is in profit, the trader has 3 Maximum Daily Drawdown Strikes before their account is closed and any remaining profits will be split according to the profit share agreement. (This gives the trader ample time to correct their capital management).

(b) Maximum Fixed Drawdown

During the Funded Status, the account equity of the Customer’s T4TCapitalFM Account may not fall below 8.0% of the account balance at the start of the Challenge Phase. This is known as the Maximum Fixed Drawdown.

For example, a trader bought a $100,000 account, their equity cannot ever drop below $92,000.

Should you make a profit during the first week the maximum loss drawdown remains static at 8% from your starting balance.

(c) Inactivity Rule

If your account is inactive for 30 days it will be automatically suspended.

That means you need to have either made a trade or placed an order in the market (it doesn’t need to have been executed).

If you do not inform us within 10 days of the suspension of the reason for the inactivity, the account will be permanently closed with no refund available.

This rule is to prevent us having thousands of inactive abandoned accounts. If you are planning to be away for a prolonged period of time, please inform us and we will make sure your account continues.

(d) Trading Behaviour

The Trader must continue to use the same strategy when funded as during the Challenge. If there is a significant change of behaviour when funded (suggesting a change of trading strategy).

(e) Responsible Trading Policy

There can be on occasion faults in our risk management system that allows you to place open positions without a stop loss order attached. If T4TCapitalFM management discovers this error and warns you about opening further positions without a stop loss, and the trader persists to do so, this will be considered a hard breach, and the account will be closed out and profits dispersed according to the profit share.

The trader must not breach any rules set out in the Responsible Trading Policy, Section 7. This includes:

i.) 7.2. General Trading Rules

ii.) 7.3. Risk Management Rules

iii.) 7.4. Automated Trading Rules

8.1.2.1.1. Breaking the Maximum Daily Drawdown Rule, the Maximum Fixed Drawdown Rule, the Inactivity Rule or the Responsible Trading Policy will result in account termination.

8.1.2.1.2. T4TCapitalFM. reserves the right to change the rules for Funded Accounts at any time.

8.1.2.1.3. If we discover later that you have breached any of our terms and conditions, we reserve the right to terminate your account. In the event this happens, you will not be entitled to a refund.

8.1.2.2. Withdrawing Profits

8.1.2.2.1. To qualify for a withdrawal:

(a) The trader can request your first pay out within 7 days after placing your first trade.

(b) After your first pay-out your next pay day will be the 1st of each month.

(c) The refundable sign-up fee will be available for withdrawal once the trader has achieved at least 5.0% profit.

8.1.2.2.2. Withdrawals directly impact your Maximum Fixed Drawdown.

(a) The initial profits you withdraw will be subtracted from your Maximum Fixed Drawdown Limit up to 8.0% at which point your Maximum Fixed Drawdown Limit hits your starting balance. Withdrawals above the 8.0% target have no impact on your Maximum Fixed Drawdown as it remains static at your starting balance.

For example, a trader with a $100,000 account makes $5,000 profit (5%) taking their account balance to $105,000. At this stage their Maximum Fixed Loss Limit is still at $92,000. The trader requests a $1,000 (1%) pay-out. The traders Maximum Fixed Loss limit will automatically be reduced by 1%, the pay-out amount. So, the account equity or balance now cannot drop below $93,000 from this point.

(b) Once requested, the withdrawal will be removed from the trader’s account balance & the trader’s Maximum Fixed Drawdown will be adjusted. They may continue to trade immediately.

8.1.2.2.3. The standard profit split for the Funded Live accounts is 75%. This may differ if:

(a) The trader purchases an account with a coupon code which gives an increased profit split.

(b) The trader has scaled their account which gives an increased profit split.

8.1.2.3. Scaling Plan

8.1.2.3.1. Traders have the option to scale their account when they are 16% or above in profit. If they choose to scale, we will double their account size, double their trading limits, and increase their profit share by an extra 5%.

8.1.2.3.2. To qualify for scaling, ALL the following conditions must be met:

(a) To be eligible the trader must have a $100,000 trading account or above.

(b) The trader’s account must be at least 16% in profit. The trader can of course choose to carry forward profits above 16%.

(c) The trader must not have scaled this account in the last 30 calendar days.

(d) The trader must not have broken any rules set out in 8.1.2.1.

8.1.2.3.3. If the trader chooses to scale their account, their profits are carried forward into their new account. The ‘carried forward’ profits are the traders’ new drawdown limits. The minimum profit required to scale is 16%.

Example: A trader with a $200,000 account is in profit 25% ($50,000). They decide to scale up their account to $400,000. They can withdraw 9% ($18,000) leaving 16% ($32,000) in their account as their new drawdown limits or keep the whole $50,000 as their new drawdown limit.

8.1.2.3.4. The scaling plan is structured in phases, with each phase giving the trader double the trading capital, and an increased 5% profit split.

See below for an example of how the $100,000 scaling plan works.

Entry LevelAccount SizeScale Profit TargetProfit Share
1$100,00016%75%
2$250,00016%80%
3$500,00016%85%
4$1,000,00016%90%

As mentioned in Clause 8.1.2.3.3. the trader understands that to scale their account, the profits carried forward represent their new drawdown limits.

8.2. 2-STEP FUNDING Challenge

8.2.1. 2-Step Funding Challenge Details

8.2.1.1. Fees

8.2.1.1.1. Accounts are available in USD only. Account sizes and fees are fixed and once the trader pays the fee the account is issued.

2 – Step Funding Evaluation
Account SizeFee (USD)Reset Fee (USD)
$25,000$110$90
$50,000$225$180
$100,000$450$360
$250,000$1,125$900
$500,000$2,250$1,800
$1,000,000$4,500$3,600

8.2.1.1.2. This is a one-time fee. There are no monthly subscription fees.

8.2.1.1.3. Fees are non-refundable once a trade has been placed on the account.

8.2.1.2. Rules & Limits

(a) Maximum Daily Drawdown

During any Trading Day the Customer’s account equity cannot drop by more than 5.0% of the Closing Balance of the previous Trading Day. This is known as the Maximum Daily Drawdown.

For example, if a trader’s previous Trading Day’s closing balance is $103,000, their account equity cannot drop below $97,850 within the following Trading Day as this would be a loss greater than 5.0% of $103,000 ($5,150).

(b) Maximum Fixed Drawdown

During the Funded Status, the account equity of the Customer’s T4TCapitalFM Account may not fall below 8.0% of the account balance at the start of the Challenge Phase. This is known as the Maximum Fixed Drawdown.

For example, a trader bought a $100,000 account, their equity cannot ever drop below $92,000.

Should you make a profit during the first week the maximum loss drawdown remains static at 8% from your starting balance.

(c) Inactivity Rule

If your account is inactive for 30 days it will be automatically suspended.

That means you need to have either made a trade or placed an order in the market (it doesn’t need to have been executed).

If you do not inform us within 10 days of the suspension of the reason for the inactivity, the account will be permanently closed with no refund available.

This rule is to prevent us having thousands of inactive abandoned accounts. If you are planning to be away for a prolonged period of time, please inform us and we will make sure your account continues.

(d) Responsible Trading Policy

The trader must not breach any rules set out in the Responsible Trading Policy, Section 7. This includes:

i.) 7.2. General Trading Rules

ii.) 7.3. Risk Management Rules

iii.) 7.4. Automated Trading Rules

8.2.1.2.1. Breaking the Maximum Daily Drawdown, the Maximum Fixed Drawdown or the Inactivity Rule will result in account termination.

8.2.1.2.2. T4TCapitalFM. reserves the right to change the rules for Funding Challenge Accounts at any time. Any changes will not be made retrospective of the account you signed up for.

8.2.1.2.3. If we discover later that you have breached any of our terms and conditions, we reserve the right to terminate your account. In the event this happens, you will not be entitled to a refund.

8.2.1.2.4. If we discover that a trader who has passed the Challenge has locked in profits without a stop loss attached to any position OR they exceeded the maximum open risk limits with massive stop loss orders, their entire Challenge is void and deemed a failure. 

8.2.1.3. Targets

(a) Profit Target

To complete the 2-step Challenge and move to funded status, the trader must achieve a profit of 8.0% in Step 1 & 5.0% in Step 2 of the initial account capital with all positions closed, they must have traded for a minimum of 5 days, their biggest day profit cannot be greater than 50% of their total profits, and without breaking any rules set out in 8.2.1.2.

(b) Trader hits the profit target, but their biggest day profit exceeds 50% of total profits made.

If a trader hits the profit target but their biggest day profit exceeds 50% of their total profits made, they can do one of two things:

  1. continue to trade until their biggest day profit is less than 50% of their total profits or
  2. they can choose to start the Challenge again free of charge.

(c) Time Limit

The trader has unlimited time to complete the Challenge.

8.2.2. 2-Step Funded Status Details

8.2.2.1. Rules & Limits

(a) Maximum Daily Drawdown

During any Trading Day the Customer’s account equity cannot drop by more than 5.0% of the Closing Balance of the previous Trading Day. This is known as the Maximum Daily Drawdown.

For the live accounts there are two outcomes:

  1. If a trader hits the Maximum Daily Drawdown and by doing so their account is in the RED (below the starting balance) the account is closed. (The reason for this is to deter traders from loading up as soon as they get their live account).
  2. If the funded traders account is in profit, the trader has 3 Maximum Daily Drawdown Strikes before their account is closed and any remaining profits will be split according to the profit share agreement. (This gives the trader ample time to correct their capital management).

(b) Maximum Fixed Drawdown

During the Funded Status, the account equity of the Customer’s T4TCapitalFM Account may not fall below 8.0% of the account balance at the start of the Challenge Phase. This is known as the Maximum Fixed Drawdown.

For example, a trader bought a $100,000 account, their equity cannot ever drop below $92,000.

Should you make a profit during the first week the maximum loss drawdown remains static at 8% from your starting balance.

(c) Inactivity Rule

If your account is inactive for 30 days it will be automatically suspended.

That means you need to have either made a trade or placed an order in the market (it doesn’t need to have been executed).

If you do not inform us within 10 days of the suspension of the reason for the inactivity, the account will be permanently closed with no refund available.

This rule is to prevent us having thousands of inactive abandoned accounts. If you are planning to be away for a prolonged period of time, please inform us and we will make sure your account continues.

(d) Trading Behaviour

The Trader must continue to use the same strategy when funded as during the Challenge. If there is a significant change of behaviour when funded (suggesting a change of trading strategy).

(e) Responsible Trading Policy

There can be on occasion faults in our risk management system that allows you to place open positions without a stop loss order attached. If T4TCapitalFM management discovers this error and warns you about opening further positions without a stop loss, and the trader persists to do so, this will be considered a hard breach, and the account will be closed out and profits dispersed according to the profit share.

The trader must not breach any rules set out in the Responsible Trading Policy, Section 7. This includes:

i.) 7.2. General Trading Rules

ii.) 7.3. Risk Management Rules

iii.) 7.4. Automated Trading Rules

8.2.2.1.1. Breaking the Maximum Daily Drawdown Rule, the Maximum Fixed Drawdown Rule, the Inactivity Rule or the Responsible Trading Policy will result in account termination.

8.2.2.1.2. T4TCapitalFM. reserves the right to change the rules for Funded Accounts at any time.

8.2.2.1.3. If we discover later that you have breached any of our terms and conditions, we reserve the right to terminate your account. In the event this happens, you will not be entitled to a refund.

8.2.2.2. Withdrawing Profits

8.2.2.2.1. To qualify for a withdrawal:

(a) The trader can request your first pay out within 7 days after placing your first trade.

(b) After your first pay-out your next pay day will be the 1st of each month.

(c) The refundable sign-up fee will be available for withdrawal once the trader has achieved at least 5.0% profit.

8.2.2.2.2. Withdrawals directly impact your Maximum Fixed Drawdown.

(a) The initial profits you withdraw will be subtracted from your Maximum Fixed Drawdown Limit up to 8.0% at which point your Maximum Fixed Drawdown Limit hits your starting balance. Withdrawals above the 8.0% target have no impact on your Maximum Fixed Drawdown as it remains static at your starting balance.

For example, a trader with a $100,000 account makes $5,000 profit (5%) taking their account balance to $105,000. At this stage their Maximum Fixed Loss Limit is static at $92,000. The trader requests a $1,000 (1%) pay-out. The traders Maximum Fixed Loss Limit will automatically be reduced by 1%, the pay-out amount. So, the account equity or balance now cannot drop below $93,000 from this point.

(b) Once requested, the withdrawal will be removed from the trader’s account balance & the trader’s Maximum Fixed Drawdown will be adjusted. They may continue to trade immediately.

8.2.2.2.3. The standard profit split for the Funded Live accounts is 75%. This may differ if:

(a) The trader purchases an account with a coupon code which gives an increased profit split.

(b) The trader has scaled their account which gives an increased profit split.

8.2.2.3. Scaling Plan

8.2.2.3.1. Traders have the option to scale their account when they are 16% or above in profit. If they choose to scale, we will double their account size, double their trading limits, and increase their profit share by an extra 5%.

8.2.2.3.2. To qualify for scaling, ALL the following conditions must be met:

(a) The trader’s account must be at least 16% in profit. The trader can of course choose to carry forward profits above 16%.

(b) The trader must not have scaled this account in the last 30 calendar days.

(c) The trader must not have broken any rules set out in 8.2.2.1.

8.2.2.3.3. If the trader chooses to scale their account, their profits are carried forward into their new account. The ‘carried forward’ profits are the traders’ new drawdown limits. The minimum profit required to scale is 16%.

Example: A trader with a $200,000 account is in profit 25% ($50,000). They decide to scale up their account to $400,000. They can withdraw 9% ($18,000) leaving 16% ($32,000) in their account as their new drawdown limits or keep the whole $50,000 as their new drawdown limit.

8.2.2.3.4. The scaling plan is structured in phases, with each phase giving the trader double the trading capital, and an increased 5% profit split.

See below for an example of how the $100,000 scaling plan works.

Entry LevelAccount SizeScale Profit TargetProfit Share
1$100,00016%75%
2$250,00016%80%
3$500,00016%85%
4$1,000,00016%90%

As mentioned in Clause 8.2.2.3.3., the trader understands that to scale their account, the profits carried forward represent their new drawdown limits.

  1. Payments

9.1. The fee for T4TCapitalFM Accounts varies on the option a user selects when purchasing an account.

9.2 Notwithstanding the foregoing under clause 9.1, we reserve the right to provide our service on different conditions to any individual or legal entity at our sole discretion. Prices/fees are not fixed and may be subject to change at any time without any reference to you. Any change in prices/fees only affects future orders. We may offer a discount or promo/vouchers from time to time, but this is subject to change and shall be at our sole discretion. Once the promo or discount/voucher ends, you will be charged the standard price for the product. We have the right to end this discount or promo at any time without any reference to you.

9.3 Payment of fees is accepted in United States Dollars (USD). If payment is made using currencies not available on the website, the user agrees that such payment will be subject to the market exchange rate at the time of payment.

9.4 Payment can be made using credit/debit cards via Stripe or using Cryptocurrency via Coinbase. Payments made will be taken immediately. The user agrees to pay all charges incurred in paying the fees through the user’s selected payment service provider. The user agrees to make payment in full as quoted by T4TCapitalFM.

9.5 You may be asked to supply certain information relevant during payment. This may include, without limitation, your name, your phone number, house address, email address, billing address, card details and any such information needed by us for you to complete payments. None of this information will ever be seen, stored, or held by T4TCapitalFM but will be encrypted by either Stripe or Coinbase.

9.6 Service charges are inclusive of all taxes. If a user is a legal entity or a trader, it is his/her responsibility to pay all required taxes in relation to using the service.

9.7. To protect our service against illegal activity, please be aware that third-party payments are not available – the payment method details must match up with KYC and withdrawal details.

  1. Refund and cancellation policy

10.1 Payments made on this website are final with no recourse to a refund. Fees paid on the website are for access to the T4TCapitalFM funding Challenge or services provided under it.

10.2 Notwithstanding the foregoing under clause 10.1, a user may request a cancellation for the service or withdraw from the contract within 14 days of placing an order without giving a reason. The user must send an email to [email protected] to complete the withdrawal from the contract and cancel the order. Once we have received the email, we will send a confirmation and process a refund. Refunds will be made to the original payment method used by the user in placing the order. PLEASE NOTE THAT CANCELLATION AND REFUNDS UNDER THIS CLAUSE ARE NOT AVAILABLE IF A USER HAS MADE A TRADE ON THEIR ACCOUNT WITHIN THE 14 DAYS STATED UNDER THIS CLAUSE. SHOULD THE USER PLACE A TRADE ON THEIR ACCOUNT WITHIN 14 DAYS OF MAKING AN ORDER, THE USER SHALL NOT BE ENTITLED TO A REFUND UNDER THIS CLAUSE.

10.3 If a user chooses to cancel their account after trading on it or fails to meet the conditions of the T4TCapitalFM Funding Challenge after completion or verification or violating any terms of this Agreement, then the user will not be entitled to a refund even if the order or contract is cancelled.

10.4 In the event of a defective service, where we have been unable to deliver the services as promised, you must notify us immediately of such defective service. Once we have been informed, we will within 30 days of receiving the complaint try and remedy the defective service. If we are unable to remedy the defective service after the said 30 days, you may choose to withdraw from the contract by sending an email to [email protected] or claim a reasonable discount. If you choose to withdraw from the contract, we will provide a refund of any fees already paid.

10.5 You must not unjustifiably dispute a fee or payment you made either through a chargeback, dispute services or other similar methods. If you make such an illegitimate claim for a refund or cancellation (e.g., through chargeback services, dispute services, or other similar services), we reserve the right at our sole discretion to cancel our service to you and refuse any future use of our website and services.

  1. Fraudulent transactions & activities

11.1 If in any event, there is a claim that our service has been used fraudulently and/or for illegal activities, we will cooperate with authorities who shall investigate this and if they find this to be true, we will flag and blacklist such users from ever using our services.

11.2 In the event of any claim that your payment card has been used without your permission or any other fraudulent use of payment cards, we will assist the bank and police authorities with any investigations including providing them with all relevant details about you, card authentication and any communications through or related to the website and services previously ordered.

11.3 Single Email Address Policy:

To maintain the integrity and security of our platform, users are strictly prohibited from registering or maintaining more than one email address within our system. This policy ensures transparency, enhances user accountability, and helps us provide a seamless and reliable service. If a user is found to have multiple email addresses associated with their account, we reserve the right to take appropriate action, which may include, but is not limited to, temporary suspension or permanent termination of their account. Exceptions to this policy may be made in specific circumstances with prior written approval from our support team. By using our platform, you agree to adhere to this Single Email Address Policy. Any violation of this policy may result in immediate account action.

11.4 Alias Name Prohibition Clause:

In order to maintain transparency, authenticity, and uphold the integrity of our platform, users are expressly prohibited from using alias names. All users are required to register and operate their accounts under their legal and verifiable names. Any attempt to use an alias name or misrepresent one’s identity may result in immediate account suspension or termination. We reserve the right to take appropriate action at our discretion. Exceptions to this policy may be considered in specific cases, subject to prior written approval from our support team. By using our platform, you agree to abide by this Alias Name Prohibition Clause. Non-compliance may result in account-related consequences.

  1. Intellectual property

12.1 Subject to other terms in these Terms and Conditions, all Content included on the Website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of T4TCapitalFM (www.T4TCapitalFM.com), our affiliates or other relevant third parties. By continuing to use the Website, you acknowledge that such material is protected by applicable Intellectual Property right laws. You may not reproduce, copy, distribute, store or in any other fashion re-use material from the Website unless otherwise indicated on the Website or unless given express written permission to do so by us.

12.2 T4TCapitalFM hereby grants you a limited, non-exclusive, non- transferable, non-assignable, non-passable, and revocable permission to use the information provided on our website ((www.T4TCapitalFM.com) for your personal, non-commercial use and in accordance with the purpose for which the Services are provided. You are not permitted to sell or otherwise transfer the use of such information to any third-party without the express written consent of T4TCapitalFM.

  1. Links to other websites

13.1 This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of T4TCapitalFM (www.T4TCapitalFM.com) or that of our affiliates. We assume no responsibility for the content of such websites and disclaim liability for all forms of loss or damage arising out of their use. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or those in control of them. We advise that you read through their terms carefully before using the linked sites.

  1. Account and user information

14.1 You may be required to fill out some information when registering or completing the order form for the use of our service. You must not impersonate someone else, create or use someone else’s identity other than your own.

14.2 By continuing to use this Website, you represent and warrant that:

(a) all information you submit is accurate and truthful.

(b) you have permission to submit Payment Information where permission may be required; and

(c) you will keep this information accurate and up to date.

14.3 Any data provided on the order form can be changed, corrected, or updated on your account/profile. You are responsible for the information you provide and agree to inform us should any of the information changes. We are not obligated to verify any data provided to us.

14.4 We accept no liability for any losses or damages incurred as a result of your login details or other information about your account being shared by you. If you use a shared computer, it is recommended that you do not save your account details in your internet browser. If you have reason to believe that your Account details have been obtained by another without consent, you should contact T4TCapitalFM immediately to suspend transactions or trading on your account.

14.5 Users are only allowed one email account login. It is a violation of our terms for a user to create multiple email accounts.

14.6 The total number of Challenge and Live Accounts per user is as follows:

14.6.1 Users can have as many $50K & $100K Challenge accounts as they like but they are limited to an initial $200K of live funding capital. The user’s verified accounts will be merged into one trading account. They can then scale up that consolidated account higher following our live account scaling program.

Example 1, if a trader has 2 x $50K Challenges and they are verified as passing the Challenge, then the trader will be provided with 1 x $100K live account.

Example 2, if a trader has 3 x $100K Challenges and they are verified as passing the Challenge, then the trader will be limited to $200K of live funding capital & they will be provided with 1 x $200K live account. The extra $100K account will be parked and can only be used if the user breaches the limits on their new live consolidated account.

14.6.2 Users are limited to one $200K, $400K, $800K or $1M Challenge account, unless approved by T4TCapitalFM management. The $200K, $400K and $800K accounts can all be scaled up to $1M.

14.6.3 Users with multiple Challenge accounts cannot transfer or combine performance, data, parameters, or other information between accounts.

For example, a trader has 2 x $100K Challenges and both accounts are in profit $4,000. They cannot merge the profit of both accounts to hit the $8,000 profit target.

14.6.4 Users in Traders4Traders Accelerator Program can have as many Challenge accounts as they like but they are limited to a maximum of $2M live funding. The verified accounts will be merged with a maximum of 1 x $2M account.

We reserve the right to cancel Challenge accounts and/or withhold funding on accounts that pass the assessment if a trader is found to have multiple funded accounts with multiple email addresses.

If a trader is found to have signed up to multiple assessment accounts with multiple email addresses via the one IP address, then those accounts will be forfeited & the fees will not be refunded.

Note for Payouts: The bank account must be in the trader’s name. If you’ve signed up for Challenge with a ‘fake email/name’ then this could be a problem for you!

Inline with our KYC & AML regulations Traders and Affiliates will need to provide the following information for Payouts: 


First name:  
Surname:
Street Address 1: 
Street Address 2 – (optional):
City: 
State/Province: 
Postal/Zip Code:
Country: 
Mobile number with Country code (e.g. +44 for the UK):
IBAN Banking Details along with the name on the account for banking verification

14.7 Access to your account and/or the platform is through your login details. You should not share access to your account with any third party without our express written approval. We will not be held responsible for any damage suffered from sharing your login details. If you are a legal entity (such as a company), you may share access with your employees, affiliates, or representatives. Any activity performed on your account is your sole responsibility and we will not be held responsible for any misuse of your account or trading platform.

14.8 Users may at any time request the cancellation or termination of their account or Live Non-Execute trading platform by sending an email to [email protected]. Users understand that should we cancel or terminate their account upon request, all services will cease with no recourse to a refund.

14.9 As an entrepreneur (trader) using the service, you may be required to provide an identification number or a tax registration number. If you provide us with such information, you will be regarded as an entrepreneur and some terms or offers herein this Agreement may not be applicable to you.

14.10 The Trader gives T4TCapitalFM permission to use any Funded Status and Withdrawal certificates as promotional material, to be used on any platform. This allows T4TCapitalFM to use these certificates as proof to prospective Traders.

  1. Use of this website

15.1 When using the website and our service, you shall act in accordance with the following rules:

(a) The means by which you identify yourself must not violate these Terms and Conditions or any applicable laws;

(b) You must be polite to our staff should you ever contact them. You shall not use any swear word or make any racist, sexist, threatening words towards them.

(c) You must not display, publish, copy, print, post, modify or otherwise use the Site and the information contained therein for the benefit of any third party or website without our prior written consent;

(d) You must not use our site or services available on it for illegal activities;

(e) Any attempts to publish or send malicious content through spyware and viruses or other similar things, with the intent to compromise another member’s account or computer environment is strictly prohibited;

(f) You must not use any robot, spider, site search/retrieval application, or other automated devices, process or means to access, retrieve, scrape, or index any portion of the Site or any Site Content.

(g) You acknowledge that your access to and use of the Services may be restricted or prohibited by laws in some countries, and you undertake to only access and use the Services in accordance with applicable laws.

  1. Termination and cancellation

16.1 We may terminate your transaction if we observe you have breached any terms of this agreement. You will be notified by email and an explanation for the termination will be provided. Notwithstanding the foregoing, T4TCapitalFM reserves the right to terminate your account or contract with us at any time without any notice to you.

16.2 We may also terminate your contract or account with us as specified under the clauses of this Agreement.

  1. Our responsibilities

17.1 Your safety when using our site is paramount to us. Hence, all reasonable skill and care shall be taken to ensure your safety when using our website. Please kindly note that whilst your security is paramount to us, remember that no method of transmission over the Internet is 100% secure. While we strive to use commercially acceptable means to protect the users of our website, we cannot guarantee its absolute security.

17.2 We will do our best to maintain the operation of the Site for the Service, however, we may need to temporarily suspend the Service for operational reasons (e.g., for repairs, planned maintenance or upgrades). We promise to restore the Service as soon as reasonably possible after any suspension. We will not be liable for any damages or losses suffered by a user due to the inoperability of the website.

17.3 If we cannot do what we have promised in these Terms because of something beyond our reasonable control (including, without limitation, disputes involving our employees, affiliates, partners, a shutdown, or interruption on the trading), we will not be liable for this.

  1. Disclaimers

18.1 We do not make any warranty or representation that the Website will meet your requirements, that it will be fit for a particular purpose, that it will be compatible with all systems, that it will be secure, and that all information provided will be accurate.

18.2 You understand that the financial market is very volatile/unpredictable and could result in complete loss of any initial capital. Thus, we make no guarantee of any specific results from the use of our Service. The services provided “as is” and we do not make any guarantee from the use of such service. You use our service at your own risk. We do not guarantee any profit or interest from using our platform. We shall not be held liable for any loss suffered if you act in any way outside of the service provided.

18.3 Whilst every effort has been made to ensure that all descriptions of Services available on www.T4TCapitalFM.com correspond to the actual Services, we are not responsible for any variations from these descriptions. This does not exclude our liability for mistakes due to negligence on our part and refers only to variations of the correct Services, not different Services altogether.

18.4 Any previous performances and profits are not a guarantee or indication of any future earnings or trades.

18.5 Whilst we do our best to ensure that the Website is secure and free of errors, viruses and other malware, all Users are advised to take responsibility for their security, personal details, and computers. You understand that to use our service, you may require some technical equipment and software. It is your responsibility to purchase such equipment and software (including third-party software such as the trading platform). All purchases of the equipment and software shall be at your own expense and risk. We make no guarantee that our service will be compatible with any specific equipment or software.

18.6 Third-party websites with links from the Site have not been verified or reviewed by T4TCapitalFM. Your use and access to such third-party websites are made at your own risk.

18.7 You acknowledge and agree that T4TCapitalFM is not in control or operates the trading platform. The trading platform’s terms, and conditions, privacy and cookies policy will therefore apply to your transaction on such a platform. We recommend that you read through their terms and conditions, privacy, and cookies policy before using the trading platform.

18.8 Information provided on this website does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the website’s content as such. We do not recommend that any trade should be entered into. All activities carried out on the trading platform are at your discretion and T4TCapitalFM is not responsible for such trading actions.

  1. Modification of service and these terms and conditions

19.1 T4TCapitalFM (www.T4TCapitalFM.com) reserves the right to change the Website, its Content, any function, Trading Rules or Drawdown Limits, or conditions of the services provided or these Terms and Conditions at any time. We shall provide you with reasonable notice if we make any change to these Terms and Conditions except where we are required by law to make any changes to Terms and Conditions, these changes will apply automatically to any transaction currently pending in addition to any transaction placed by you in the future. You will be bound by any changes to the Terms and Conditions from the first time you use the Website following the changes.

  1. Limitation of liability

20.1 To the maximum extent permitted by law, www.T4TCapitalFM.com accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special, or exemplary damages arising from the use of the Website, any information contained therein or use of our service. Users should be aware that they use the Website, its content, and services at their own risk. We accept no liability for any disruption or non-availability of our website, any third-party services or website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

20.2 Unless it is caused by us and is reasonably foreseeable, we will generally not be liable for:

(a) any incorrect or inaccurate information on the Site and all interruptions to or delays in updating our website/Service;

(b) the infringement by you of any third-party Intellectual Property Rights;

(c) any amount or kind of loss or damage due to viruses or other malicious software that may infect a user’s computer equipment, software, data or other property caused by persons accessing, using or downloading the Site, or from transmissions via emails or attachments received from www.T4TCapitalFM.com or its licensees. 

20.3 T4TCapitalFM is not liable for any losses, damages or refunds due to unexpected changes by regulators, brokers (liquidity providers) or platform providers. If there is any disruption to the funding program, clients will be notified and once the new systems are in place they will be set up with new account credentials with the same balance they had at the time of the disruption.

  1. Indemnification

21.1 You agree to defend, indemnify, and hold harmless T4TCapitalFM, its employees, directors’ shareholders, from and against any and all claims, proceedings, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from:

(a) your use of and access to our site (www.T4TCapitalFM.com) and our Services;

(b) your violation of any term or condition of this Agreement, including without limitation, your breach of any of the representations and warranties contained herein;

(c) your violation of any third-party right, including without limitation any right of privacy or Intellectual Property Rights;

(d) your violation of any applicable law, rule or regulation;

(e) any fraudulent behaviour, wilful misconduct or gross negligence;

21.2 The parties hereby warrant to act in accordance with the principles of fair dealing in the performance of the contract and in mutual negotiations and, in particular, not to damage the good reputation and legitimate interests of the other party.

  1. No waiver

22.1 Any default, delay, or omission of any of the provisions of this Agreement by either Party will not be construed as a waiver of any subsequent breach of the same or other provisions. We are entitled to still pursue any omitted or failed payment by you at any time.

  1. Severability

23.1 In the event that any of the provisions of this Agreement are held to be invalid or unenforceable in whole or in part, all other provisions will nevertheless continue to be valid and enforceable with the invalid or unenforceable parts severed from the remainder of this Agreement.

  1. Resolving disputes

24.1 If a dispute between a user and T4TCapitalFM is not resolved through an informal discussion within 14 days from the date a dispute arises, the parties agree to submit the issue first before a non-binding mediator and to an arbitrator in the event that mediation fails. The decision of the arbitrator will be binding on the parties. Any mediator or arbitrator must be a neutral party acceptable to the parties. The cost of any mediations or arbitrations shall be borne by the party bringing a claim.

24.2 Nothing stated herein shall prevent either Party at any time from:

(a) seeking interlocutory or other immediate relief where a risk of imminent harm exists for that Party for which there is no other adequate remedy;

(b) pursuing court proceedings, where that Party considers it reasonable to do so; or

(c) exercising any rights and remedies that may be available to it in respect of a breach of the provisions herein these Terms of service.

  1. Previous terms and conditions

25.1 In the event of any conflict between these Terms and Conditions and any prior versions thereof, or any version of the Responsible Trading Policy, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.

  1. Third-party rights

26.1 Nothing in these Terms and Conditions shall confer any rights upon any third- party. The agreement created by these Terms and Conditions is between you and T4TCapitalFM.

  1. Law and jurisdiction

27.1 These Terms and Conditions and the relationship between you and T4TCapitalFM shall be governed by and construed in accordance with the laws of Australia, and you agree to submit to the exclusive jurisdiction of the courts in the country.

  1. Entire agreement

28.1 These Terms, the Privacy Policy, refund policy and any other agreement contained on the Site or agreed by the parties constitute the entire agreement between you and T4TCapitalFM.

  1. Force Majeure

29.1 The Company shall not be liable to Trader for any claims, losses, damages, costs or expenses, including attorneys’ fees, caused, directly or indirectly, by any events, actions or omissions, including, without limitation, claims, losses, damages, costs or expenses, including attorneys’ fees, resulting from civil unrest, war, insurrection, international intervention, governmental action (including, without limitation, exchange controls, forfeitures, nationalisations, devaluations), natural disasters, acts of God, market conditions, brokerage shutdowns, inability to communicate with any relevant person or any delay, disruption, failure or malfunction of any transmission or communication system or computer facility, whether belonging to the Company, Trader, or third-party service provider.

30. How to contact us

30.1 If you have any questions about our company’s Terms and Conditions, or you would like to exercise one of your data protection rights, please do not hesitate to contact us on our contact details provided on this website or email us at [email protected].